LOANS

Faster, Easier Loans for Your Small to Medium Business

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Simple Application
We make it simple, so you can get back to running your business.
Focus On Cashflow
Because there’s more to your business than a credit score. Poor personal credit or lack of collateral does not mean you are not fundable.
Fast Decisions
Fast Decisions in hours, not days, funding in as fast as 1-2 business days.
Free Personalized Service
Our well trained staff has helped nearly 50,000 unique businesses. There is no cost and no obligation for quotes or questions.
Grow Your Business Your Way
Use these funds for Marketing, Cash Flow, Expansion, Newer Technology, Staffing, Bulk Supplies, Equipment, Taxes, Bills/Debt, and Any Other Business Purpose.
Get Tax Deductions and Build Your Business Credit
Our factor rate is interest and is fully written off or tax deductible. Additionally, repayment is reported to the business credit bureaus, building your business credit.

To access $5K to $350K for your business now, or for a free quote

Instant Approval ~ Apply Now

Frequently Asked Questions

 

Is There an Up-Front Fee?

There are absolutely no upfront fees. Our loans are 100% performance based.

What Are Your Qualifications For Approval?

Your qualifications are determined by a variety of factors, depending on your situation and preference. We typically analyze the volume of cash flow in your business, which is a better indicator of your company’s financial health than its credit rating. Minimum requirements include 1 year in business, having $100k or more revenue in the past 12 months, and a personal credit score of 450 or higher.

Do You Require Any Personal Collateral?

No. Personal collateral is not required to gain financing.

How Long Does It Take to Get Approved?

Approval can be within a few hours.

How Long Does It Take To Get The Funds?

We can fund as quick as 24 hours to a few days.

Is There a Fee To Have Funds Released?

No.

Will I Need to Personally Guarantee My Business Loan?

There is no traditional personal guarantee required.

Can I Pay The Loan Back Early?

Yes.

Can I Get More Money If I Need It?

Yes, we can provide you with additional funds, typically you can borrow 2-3 times per year. Our goal is to develop a long term relationship. As you start to repay, you can become eligible for more money with better rates and better terms.

Are There Any Restrictions On How My Loan Can Be Used?

There are no restrictions on how you can use the money received from your loan.

Is There a Cost Obligation If You Approve My Loan?

No cost, no obligation. If we approve you for more than you need, you are not obligated to take the full amount. If you don’t take the full amount but determine you need the additional money later on, you can have access to the difference (concurrent) for 90 days. Then once you repay approximately 50% of the loan, we will make more available.

If I Have Had a Bankruptcy In The Past Am I Still Eligible?

Yes, if the bankruptcy has been discharged for at least one year.

To access $5K to $350K for your business now, or for a free quote

Instant Approval ~ Apply Now
   

About Our Company

 

Running a business is hard work. Getting funding from LoanZonline.com is not. We offer a performance-based model that makes fair financing available to thousands of well-run businesses that just miss the cut for traditional bank loans. We will analyze the volume of cash flow in your business, which is a better indicator of your company’s financial health than your personal credit score. This allows us to lend to businesses that would otherwise be locked out of fairly priced capital. By changing the evaluation process, LoanZonline.com has made it easy for you to receive loans at fair rates so you can focus on growing your business.


Contact for questions or quotes

Contact Information

Apply Online 24 hours a day. Info@loanZonline.com




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